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The Process of Selling a House in London

Property prices often fluctuate, and there will be certain times and circumstances where it is more beneficial to sell your property. If you are downsizing or not buying another property, selling when house prices are high will be advantageous. However, if you are looking to buy a bigger, more expensive property, the best time to sell up is when you can take advantage of a slump in house prices.

process of selling a house 2026

Many factors influence property prices, including buyers’ demand in certain areas, inflation and mortgage rate fluctuations. In a volatile market, selling your home quickly can be wise before prices drop.

Whether you are unsure how to sell a house, or have been through the process before but could use some tips on selling your house in 2026, we can help. This guide explains everything you need to know if you’re selling your home in east London – in areas such as Newham, Redbridge, and Barking & Dagenham — and walks you through each step of the selling process.

How Long Does the Process of Selling a House Take?

Quick answer: How long does selling a house take? From listing to completion, most house sales take 3–6 months. East London areas such as Leytonstone, Leyton and Walthamstow are among the fastest markets in the country, according to Rightmove analysis – but chain length, mortgage delays, leasehold complications and conveyancer efficiency can all affect the timeline.

While it’s impossible to control every detail, understanding the different stages of the house selling process may help you anticipate what’s to come, and prevent unnecessary delays along the way.

The Process of Selling a House: Step-by-Step Overview

The table below summarises the key stages involved in selling a house, along with a typical timeframe for each.

Buying and selling at the same time?

Here are 10 things that could go wrong, and often do go wrong, and what, if anything, you can do to avoid them.

Buying and selling at the same time?

Here are 10 things that could go wrong, and often do go wrong, and what, if anything, you can do to avoid them.

StageTypical Duration
1. Valuation1–2 weeks
2. Instruct agent & set asking price1–2 weeks
3. Prepare property & marketing1–4 weeks
4. Viewings & receive offers2–8 weeks
5. Accept offer1 week
6. Conveyancing begins8–12 weeks
7. Exchange of contracts1 week
8. Completion & moving out1–4 weeks
Main stages in the process of selling a house in London.

1. Get Your Home Valued

If you’re considering up-sizing, you’ll need to be realistic about how much your house move will cost. You can use instant valuation tools to give you an initial idea, but this is simply a starting point. An in-person valuation reflects local demand, the property’s condition and kerb appeal. Consult a shortlist of estate agents to provide an accurate appraisal. If you are selling a house in East London, Sandra Davidson can provide a free valuation.

2. Assess Your Finances and Mortgage

Do your sums to work out how much you want to spend on your new home. Review your existing mortgage carefully — will you comfortably afford any increase in monthly payments? Don’t forget to account for the other costs of moving too.

Mortgage applications can often hold up a sale, so get everything in place as early as possible. You may be able to port your mortgage or use the opportunity to find a better deal. Consult your lender about your options. If you find a better rate elsewhere, check your mortgage paperwork for terms and early repayment charges before switching.

Selling first and temporarily renting before buying a new property adds to your costs, but it can sometimes make sense. Moving into rented accommodation means you can offer your house chain-free, which will be attractive to buyers and could help you achieve a better price.

Mortgage market note (2026)

Mortgage rates have been subject to ongoing change. Affordability checks and stress testing became more favourable to buyers over the past year. Given continued market volatility, consult an independent mortgage adviser for up-to-date guidance before making any decisions.

3. Select an Estate Agent

You can use a local high street estate agent, choose an online listing service, or go it alone with a ‘sale by owner’. The latter two options can save money on fees, but require you to handle marketing and buyer negotiations yourself.

If you opt for an estate agent, research thoroughly. Look at how many similar properties they have sold, how long homes stay on their books, and how close agreed prices are to asking prices. Check reviews, ask for recommendations, and verify they are a member of a redress scheme such as The Property Ombudsman or the Property Redress Scheme, and regulated by Propertymark.

Use the comparison below to weigh up your options:

 High Street AgentOnline AgentSale by Owner
Typical fees1%–3% + VAT£500–£1,500 fixedMinimal (listing only)
Local market knowledge~
Accompanied viewings
Negotiation support~
Rightmove / Zoopla listing
Best forMost sellersBudget-conscious sellersConfident, experienced sellers
Comparison of high street agents, online agents and sale by owner when selling a house.

✓ = Yes   ~ = Partial   ✗ = No

4. Get an Energy Performance Certificate (EPC)

Home sellers are legally required to provide an EPC before putting a property on the market. EPCs show prospective buyers the property’s energy efficiency rating and indicate likely energy bill costs. On average, EPCs cost around £60–£120 in London, but they are valid for 10 years, check on gov.uk before commissioning a new one.

5. Gather Your Material Information and Paperwork

Sellers are required to disclose ‘material information’ to potential buyers upfront, under National Trading Standards (NTSELAT) rules and the Digital Markets, Competition and Consumers Act 2024. This covers tenure and property type, council tax band, restrictive covenants, rights of way, flood risk, accessibility and utilities.

Having the following paperwork ready in advance can prevent delays:

DocumentPurpose / Notes
Title deedsRequired by your solicitor
Valid EPCMust be in place before listing
TA6 property information formSeller’s disclosure obligations
TA10 fittings and contents formFixtures and fittings inventory
Proof of identity (passport / driving licence)Required by your solicitor for ID checks
Leasehold packIf applicable — can take weeks to obtain
Building Regulations Completion CertificateFor works requiring building control
FENSA certificateFor replacement windows and doors
Guarantees and warrantiesFor any specialist work done on the property
Mortgage statementCurrent redemption figure from your lender
Documents needed during the process of selling your house.

Want to feel prepared before you sell? Take a look at our tips for selling your house and how to sell my house quickly.

6. Set Your Asking Price

The asking price is one of your most crucial decisions. Research comparable sold prices in your area using online portals, then get valuations from several local agents, they will help you develop a strategy to achieve the maximum price as quickly as possible.

Avoid overvaluing your property

Overvaluation is one of the most common causes of stalled sales. It risks needing to reduce the price later, which can be a red flag to buyers. Remember: unless your home is genuinely exceptional, offers typically come in 5–10% below the asking price.

Explore several key tips to help you through the process of selling your house effectively.

7. Prepare for House Viewings

First impressions have a direct influence on the price you achieve and how quickly you sell. Declutter thoroughly to remove personal possessions and ensure rooms are not overcrowded. Attend to outstanding DIY jobs and, if you can, refresh the property with a neutral coat of paint.

Pay particular attention to kerb appeal. The outside of your property can make or break a deal before the buyer has even stepped inside. Most estate agents can recommend local home staging companies.

Once the property is ready, make sure professional photography and floor plans are in place. These are standard, and have a real impact on click-through rates on Rightmove and Zoopla.

8. Find a Conveyancing Solicitor

You will need to wait until you accept an offer before formally instructing a solicitor, but you can identify one in advance. Ask for recommendations and check reviews. The average conveyancing cost for an east London property sale is around £1,000 to £2,000. Either a solicitor or licensed conveyancer can handle the sale, though a solicitor is advisable if legal complications arise.

9. Accept an Offer

Your estate agent is legally obliged to pass on all offers received. Once you receive one, you can accept it or negotiate. Beyond the headline figure, consider the buyer’s position, as a slightly lower offer from a more reliable buyer can be more valuable.

Use the table below as a guide when evaluating offers:

Buyer TypeRisk LevelWhy It Matters
Cash buyerVery LowNo mortgage delays; fastest completions
Chain-free buyer (mortgage)LowNo upward chain to collapse the sale
Mortgage approved in principleLow–MediumFinance confirmed; reduces fall-through risk
Part of a chainMedium–HighAny break in the chain delays or kills the sale
No mortgage agreedHighFinancing unconfirmed; higher fall-through risk
Risk levels of different buyer types when selling your house.

In England, accepting an offer is not legally binding until contracts are exchanged, but remember that pulling out after acceptance (gazumping) is disruptive for buyers and bad for your reputation in the market.

10. Complete Solicitor Questionnaires

Your solicitor will ask you to complete a seller’s questionnaire (the TA6 form), which provides the buyer with all essential information about the property. This includes details of any work carried out and whether there have been any neighbour disputes.

Answer all questions honestly and to the best of your ability, failing to do so could jeopardise your sale or result in compensation claims after completion. You will also need to confirm which fixtures and fittings you intend to leave behind.

11. Draft a Sales Contract

Your solicitor will draw up a draft contract on your behalf. This will include the closing date for exchange and completion, any fixtures and fittings included, and any price adjustments agreed as a result of the survey.

selling a house guide 2026

12. Exchange of Contracts

Once both parties are satisfied with the contracts, they are signed and exchanged. From this point, both buyer and seller are legally committed to the transaction. Pulling out after exchange carries financial penalties.

13. Completion

On the completion date, the buyer’s funds are transferred to the seller via solicitors, and all legal documents transferring ownership are provided. The keys are handed over and the buyer becomes the legal owner. Your solicitor will register the transfer of ownership with the Land Registry.

14. Moving Out

Your deadline for vacating is the completion date, but moving out earlier can reduce the risk of delays, particularly if buyers and sellers share the same moving day. You must leave the property in the condition agreed in the contract.

15. Paying Off the Mortgage

Your mortgage lender will provide a precise redemption figure. Once your solicitor receives the buyer’s funds, they will pay off the mortgage and return any remaining balance to you. If you are selling and buying simultaneously, they will issue one invoice covering both transactions, including any stamp duty owed.

How Much Does It Cost to Sell a House?

On top of the sale price itself, sellers need to budget for a range of additional costs. The table below provides a breakdown of typical selling costs in east London.

CostTypical RangeNotes
Estate agent fees1%–3% + VAT (high street)Online agents: £500–£1,500 fixed
Conveyancing fees£1,000–£2,000 + disbursementsHigher for leasehold properties
EPC£60–£120Valid for 10 years – check gov.uk first
Mortgage exit / early repaymentVaries widelyCheck your mortgage terms
Removals (east London)£600–£1,500Depends on distance and volume
Capital gains taxDepends on gain and tax bandApplies to second homes and buy-to-let only
Table of estimated costs when selling a house.

Want to feel prepared before you sell? Find out when is the best time to sell a house and how to find a buyer for my house.

Stamp Duty Considerations When Selling and Buying

If you are selling and buying simultaneously, you will need to account for Stamp Duty Land Tax (SDLT) on your new property. The table below summarises the key thresholds.

Buyer TypeNil-Rate ThresholdKey Condition / Notes
Standard home mover (main residence)£125,000Standard SDLT rates apply above threshold
First-time buyer£300,000Relief capped at properties up to £500,000
Buyer of additional property (before selling)5% surcharge applies; reclaimable if previous home sold within 3 years
Simplified stamp duty table for homebuyers in London.

Note: If you are liable for the 5% additional property surcharge because you are buying before selling, you can reclaim the surcharge element if you sell your previous main residence within three years.

Frequently Asked Questions

How long is the process of selling a house?

Depending on market conditions, most house sales take around 3–6 months from listing to completion. Being part of a chain, the asking price, and conveyancer efficiency can all extend or shorten this timeline.

Can you sell a house with a mortgage?

Yes. If you are not buying another property immediately, the sale proceeds are used to pay off your mortgage. If you are buying a new home, you can either port your existing mortgage or take out a new one. Compare rates and check for early repayment charges before making a decision.

Do you need an EPC to sell a house?

Yes. You must have a valid EPC in place before listing your property. An EPC typically costs £60–£120 and is valid for 10 years. Check gov.uk to see if yours is still valid before commissioning a new one.

What is the process of selling and buying a house at the same time?

Selling and buying simultaneously involves considerably more coordination. It starts with a valuation, then assessing your finances and instructing an estate agent for both your sale and your property search. Keeping both transactions moving at the same pace is key to a smooth chain. Read our full guide: The Process of Selling and Buying a House at the Same Time in East London

Do you need a solicitor to sell a house?

Using a conveyancing solicitor is not a legal requirement, but it is strongly recommended. If you are selling a leasehold property, your freeholder may insist on one.

How long are you liable after selling a house in the UK?

Under the Misrepresentation Act 1967, buyers can in some circumstances claim against sellers for certain issues for up to six years. They must prove a defect existed at the time of contract exchange. If the buyer chose not to commission a survey, claims for structural defects are unlikely to succeed.

Need Help Selling Your Property?

Selling a house can be a long and complex process, but breaking it down into stages makes it far more manageable. If you have any questions about selling a home in Ilford, Woodford, Stratford or East Ham, or would like to arrange a valuation in the east London area, please contact us today.

Azeem S.

I began as a junior apprentice in a corporate estate agents in 2006 have been working in the property sector since, so over 14 years of experience. I have worked in a range of industries from Property sales and lettings, to construction, development, commercial sales and lets as well as facilities management and maintenance. I have a degree in Economics, enjoy keeping fit and healthy, support Man Utd and have a young family.

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